Yerente amathuba kusenokuba limited kwezinye iindawo Spain
Dreaming a settling kwi villa kwi Costa amaqela okhetho Somb_ulula okanye sleek apartment kwi-Barcelona ke Ramblas
Bethu isikhokelo ukuthenga impahla kwi-Spain sichaza njani ukwenza ezo amaphupha kuza inyaniso, ukususela isemthethweni iimfuno ukuba pitfalls ukuphepha.
I-Spanish ipropati kwimakethi sele ezininzi quirks, kwaye akahlawuli ukwenza yakho uphando phambi ukuthenga i-home kwi-Spain. Ukwazi okulindeleyo xa ukuthenga impahla kwi-Spain kungasinceda uphephe na pitfalls ka-ekumiseleni ubomi bakho ngaphesheya. Imibandela ukuze yazi xa ukuthenga isispanish ipropati ziquka ipropati scams, phezulu eyinkunzi uzuza irhafu, kwaye fluctuations kwi-Spanish ipropati kwimakethi. Spain waba kakubi ezichaphazelekayo yi-global-mali mbhodamo kwaye ezibangela ukuba ipropati kwimakethi ungqubano, kunye nendlu amaxabiso ilahle yi-kangangoko amathathu. Phantse kwi-decade, kukho imiqondiso ukuba rec"Corporate abaqondisi-mthetho"ekugqibeleni omhlophe, nge-indices ebonisa unyaka-kwi-unyaka ixabiso ukuchongeka kwi-enkulu zixeko resorts, kwaye ingxelo yayo yonke wesizwe kuvuka ka-ezine ngowama. Intengiselwano amanani ingaba ukwanda kakhulu, kunye data kwi-National Institute of-Manani obonisa iintengiso ukwanda nge-elinesithandathu ngowama. Ekhaya ubunini amanqanaba ingaba phezulu kwi-Spain, kunye jikelele ka-abahlali ezingama-kwezabo ekhaya, kwaye ezininzi ngokwenza njalo outright, ngaphandle mortgage. Omnye ilifa i-arhente iye thathwa ukuba kukrazulwa afumaneka kwi-Spanish izixeko kuba ukwanda nge-kangangoko elinesihlanu ngonyaka, kwaye ukuba oku kunokwenziwa iifayile kuba attributed ukuba lokukhula popularity ka-elifutshane iholide ikwenza ngokusebenzisa websites ezifana Airbnb. Ngoku, abanye abasemagunyeni kwi-Spain ingaba sele ezama ukuba curb oku trend, kunye misela i-madrid ukuzisa kwi-entsha imigaqo kwi- ukulawula i-iholide vumelani kwicandelo lezolimo. Kuba abo ukuthenga okanye bathengise kwi-Spain, intengiselwano iindleko ingaba ephakathi, e-jikelele - propati ixabiso. Kuba abo kokuqwalasela a shorter hlala, renting ayikwazi kuba ngaphezulu ezilungele khetho ukuba ufuna ifekta kwi-Spain ke amanqanaba aphezulu eyinkunzi uzuza irhafu, apho ayikwazi ulinganiso na akufuneki ukuthenga kwixesha elifutshane. Kukho akukho izithintelo kwi ukuthenga impahla kwi-Spain, nokuba ngu ushishino, yokuhlala okanye ilizwe. Eneneni, Spain ikhuthaza-mali yi-foreigners, kunye resident kwaye non-resident. Uza kufuna i-mali inani olunokuba kufumana yi-makhaya a amapolisa sovavanyo neqabane lakho incwadana yokundwendwela. Oku ngokuqhelekileyo kwenziwa ngomhla kuba iimpumlo okanye EU abemi kodwa kungathatha kwiiveki ezimbalwa kuba abanye. Ukuba ngaba imali ngaphezu, kwi-Spanish ipropati, ukuthenga omnye okanye ngaphezulu iimpahla, uza ngokuqhelekileyo ke kuba ngokuzenzekelayo eligible for a residency visa. Le ayiyo umsebenzi-mvume, kodwa kuya kuvumela ukuba bahlale kweli lizwe. Ke ngokukodwa aimed e retired abantu kwaye iholide ekhaya buyers. Njengoko kulula kuba foreigners ukuthenga impahla kwi-Spain, kukho websites kwaye ilifa agents imida ukuba phantse wonke ulwimi kwaye nationality. Abaninzi British real estate websites kanjalo uluhlu lwe-Spanish iimpawu, kunye abanye kwi-intanethi portals ukwenza uluhlu amawaka iinketho. Nangona kunjalo, ezi ikakhulu kugxila iholide amakhaya, ngoko ke nibe bakhetha ukusebenzisa i-Spanish site, ezifana okkt idweliswe apha ngezantsi. Njengoko wena musa kufuneka ibe resident ukuthenga i-ipropati, kuyenzeka ukuba kuthenga i-ekhaya phambi kwenu safika kwaye yiya kwi-ngqo. Nangona kunjalo, oku enyanisweni iza kunye imingcipheko ethile kwaye thina ndivuma kakhulu recommend ukuba ufuna bonakalisa ipropati ufuna kokuqwalasela kwaye musa ukusika corners kwi-nkqubo, nkqu ukuba oku kuthetha bechitha abanye kwiiveki kwi hotel xa safika. Njengoko ilifa agents ingaba ngokuqhelekileyo ihlawulwe yi-nomthengisi bafanele ukubonisa, kukho bube luncedo usebenzisa nabo kuba buyers. Ilifa agents unako rhoqo anike oluneenkcukacha ulwazi malunga mmandla okanye isixeko nisolko kokuqwalasela, kwaye abaninzi ingaba bilingual kwaye accustomed ukuba nomngeni kunye overseas buyers. Nangona kunjalo, umqathango wama-ufumana i-low kwaye unscrupulous ilifa agents ingaba zikho, ngoko ke kuba wary ka-nabani na acele intlawulo ikhutshwe kwasekuqaleni okanye icebisa ukusika corners.
Yiba soloko ukhumbula ukuba uyakwazi ukukhetha eyakho notary, mortgage wekhredithi njalo-njalo - wena musa kufuneka lisebenzise inkonzo wacebisa ukuba yi-estate iarhente.
Ngomhla we-isiganeko, amanani amakhulu inexperienced kumazwe angaphandle kuba buyers banikwa ithuba kuba unscrupulous ababhekisi phambili kwaye ilifa agents kuyo iimpahla ezingekhoyo legitimate. Kwezinye iimeko, ucwangciso imvume alifumanisanga sele acquired phambi building, kwaye iimpahla ingaba ekugqibeleni torn phantsi yi-wasekuhlaleni. Nakwabanye, umgangatho propati alifumanisanga sele phezulu ukuya ekuqaleni okanye njengoko kubonisiwe, ibangela kwi ukukhanda kweendleko eziphezulu.
Isinhanha Iinqwelo-Ofisi sele ekhutshwe izaziso isilumkiso expat buyers ukuba lumka kwaye kuwuthabatha unnecessary imingcipheko.
Baya recommend, kwi ubuncinane ukukhangela: Uninzi olu lwazi unako kubonelelwa yi-ilizwe registry kwaye inikezelwe ngokwenza isicelo nge-imeyili, umnxeba, ifeksi okanye umntu. Ungafumana efanelekileyo ilizwe registry-ofisi ngo vising yesizwe kwiwebhusayithi. I-eyona imbi ipropati scams kwi-Spain, njengoko kwenye indawo, kuba obandakanyekayo iimpahla bought phambi baba esikolweni okanye, ngamanye amaxesha, nkqu wemka. Ngexesha ngolunya injongo kukuba rare, intshukumo ngu advised xa ukuthenga i-ipropati leyo akusebenzi kodwa zikho. E ubuncinane kufuneka: Njengoko a non-resident, nibe kanjalo athenge umhlaba kwaye kuba ipropati wakha ngokwakho.
Kule meko, ezilungileyo isemthethweni icebiso kukuba nangakumbi kakhulu njengoko kuya kufuneka ukuqinisekisa ukuba izivumelwano kunye builders ezifanelekileyo kwaye watertight.
Kwi-Spain, nayiphi na mortgage okanye ityala iqinisiwe ukuba ipropati ngu transferred entsha xa umnini-propati ngu zithengiswe. Ke njalo critically kubalulekile ukuqinisekisa ukuba kukho akukho amatyala iqhotyoshelwe ukuba ipropati xa kuthe kuthengiswe ngam, okanye ukuba kukho, baya ziyabandakanywa imiqathango ye-zengqesho. Amatyala zingabandakanya: inkqubo ukuthenga i-ipropati kwi-Spain idla isebenzisa njengokulandelayo. Kuqala, umthengi yenza i-kunikela, idla ngokuthi nomthengisi bafanele ukubonisa ke ilifa iarhente. Ukuba le nto olwamkelekileyo, ngoko ke umthengi nomthengisi bafanele ukubonisa umqondiso a esa kundoqo isivumelwano kwaye umthengi akahlawuli idiphozithi, ngokuqhelekileyo ishumi ka-ukuthenga kwexabiso. Umthengi ke arranges na mortgage baya kufuna, nangona zibenako sele lixoxiwe zabo neemfuno kunye mortgage wekhredithi. Nemvumelwano ka-ziyathengiswa iqhele esayiniweyo kwi-phambili a notary, ngexesha apho incopho ngokupheleleyo ziyathengiswa ixabiso, iirhafu nezinye iindleko kuba ngenxa. Iinkonzo a notary asingawo ngokusemthethweni kufuneka uzalise ziyathengiswa, kodwa nto ucetyiswa ngokuba kwaye kufunwa yi-ezininzi mortgages. Nomthengisi bafanele ukubonisa linoxanduva ezifihliweyo defects kwi-ipropati, nkqu ukuba abakho ngobukho kwabo.
Nangona kunjalo, enyanisweni gaining restitution kuba abanjalo defects kusenokuba nzima kwaye costly.
Ukubhatala iindleko kwaye iirhafu enxulumene ne-ukuthenga i-home unako kugqitywa umthengi zabo okanye iarhente. Kubalulekile umthengi ke uxanduva, nangona kunjalo, ukuqinisekisa ukuba irhafu ingaba ihlawulwe. Umthengi kanjalo eliphathiswe nokubhalisa-propati I-notary usenokuxela le nkonzo kuba imali, okanye babe kwazisa registry-ofisi ukuba ziyathengiswa ithathe indawo, ngaphandle kokugqiba epheleleyo ubhaliso.
Ukulandela ungqubano, isispanish iibhanki baba reformed kunye ezibalulekileyo IMF kukawonke-wonke.
Oku ukuphumela inani lenders kulo msebenzi, kwaye significantly ukwanda the regulation kwaye oversight ka-shishini. Kangangokuba, abaninzi iibhanki baqalisa ubolekise ngaphantsi mortgage amazinga kwaye mimiselo waba ngaphantsi imisikeko. Mortgage lenders ayisayi uzalise kwi-mortgage isivumelwano ude ube kunye a ipropati. Ngenxa yesi sizathu, ke, kubalulekile ukuqinisekisa ukuba iquke lokulingana kwi-isivumelwano ikuvumela ukuphuma kwesi sivumelwano ukuba ngaba ayikwazi kufumana i-mortgage.
Iindleko ingaba ngokukodwa ihlawulwe yi-umthengi, kwaye vary ukusuka ngezithili.
Abaninzi ingaba negotiable - kukho akukho fixed imirhumo abaqondisi-mthetho okanye ilifa agents.
Iindleko ihlawulwe yi-umthengi ziquka: ilifa iarhente ke iintlawulo ikholisa ihlawulwe yi-nomthengisi bafanele ukubonisa, kwaye lento ngokuqhelekileyo zabo kuphela iindleko.
Ilifa agents idla kwentlawulo a ipesenti, ngokuqhelekileyo jikelele ezintathu ka-yokugqibela ziyathengiswa kwexabiso.
Ikomkhulu uzuza werhafu yi-ihlawulwe kwi inzuzo ka-uthengisa ikhaya lakho, oko kukuthi umahluko phakathi ezidweliswe yokuthenga ixabiso kwaye ezidweliswe ziyathengiswa ixabiso, kwaye inqanaba kwi-Spain ngoku iyaguquguquka phakathi nineteen kwaye amabini anesithathu. Njalo ukuba uhlawula, kuba ipropati kwaye ngalo kuya kuba, uza kuhlawula imali uzuza irhafu kwi. Ngenxa tiered indlela oku kuya dibanisa ukuya kwi, euros Ungakwazi ukwenza ibango a reduction kwi eyinkunzi uzuza irhafu i-akhawunti ye-wokunyuka kwamaxabiso okanye xa ufuna bethenga enye ipropati kwi-Spain okanye xa ufuna kwiminyaka engamashumi amathandathu anesihlanu, kwaye bathe bahlala kulo propati njengoko yakho engundoqo yokuhlala kuba ngaphezulu kwiminyaka emithathu ezayo. Kungenjalo, ngokungafaniyo kwamanye amazwe, ikomkhulu uzuza irhafu usebenza akukho mba ixesha elithatyathwayo kunye nawe anayithathela wahlala-propati. Yakho yokuhlala isimo awukuchaphazeli kwemichiza eyinkunzi uzuza irhafu noba, njengoko eyinkunzi uzuza irhafu kufuneka ihlawulwe kwi-Spain kuba ipropati owned kwi-Spain nkqu ukuba ufaka ayisasebenzi a resident. Nayiphi na lawyer practising kwi-Spain, kufuneka ebhalisiweyo kunye wobulali bar association (Colegio de abaqondisi-mthetho). Baya kuba ubhaliso inani ukuba unako ukucela kwaye ngoko qinisekisa ne bar association. Enyanisweni, ubhaliso akusebenzi isiqinisekiso honesty okanye competence, kodwa yinto elungileyo ubuncinane esezantsi ukuba insist njalo. Ungafumana uluhlu bonke bar iimbumbano kwi-national kwiwebhusayithi kuba isispanish abaqondisi-mthetho. Oorhulumente abaninzi unike uluhlu abaqondisi-mthetho kwaye abaguquleli othetha kunye isispanish kwaye kolunye ulwimi. Isinhanha Embassy ke uluhlu isixhosa ukuthetha abaqondisi-mthetho kwaye abaguquleli yi kuluncedo icebo. I-Spanish urhulumente kananjalo inika uluhlu ogunyazisiweyo abaguquleli.
